월급쟁이의 경제공부

1.한달에 300만원 배당금 받기 위한 포트폴리오(한국150만, 미국150만)

Edu-finance 2025. 5. 3. 15:51

 

 

미국

U.S. High Dividend ETFs

  1. Vanguard High Dividend Yield ETF (VYM)
    • Dividend Yield: ~3.5% annually
    • To receive 1.5 million KRW per month (18 million KRW per year), you'll need to invest:Required Investment=18,000,0000.035≈514,285,714 KRW\text{Required Investment} = \frac{18,000,000}{0.035} \approx 514,285,714 \text{ KRW}
  2. iShares Select Dividend ETF (DVY)
    • Dividend Yield: ~3.7% annually
    • For 1.5 million KRW per month:Required Investment=18,000,0000.037≈486,486,486 KRW\text{Required Investment} = \frac{18,000,000}{0.037} \approx 486,486,486 \text{ KRW}

한국

Korean High Dividend ETFs

  1. KODEX High Dividend ETF (132030)
    • Dividend Yield: ~4.5% annually
    • For 1.5 million KRW per month:Required Investment=18,000,0000.045≈400,000,000 KRW\text{Required Investment} = \frac{18,000,000}{0.045} \approx 400,000,000 \text{ KRW}
  2. TIGER High Dividend Yield 200 ETF (102110)
    • Dividend Yield: ~4.0% annually
    • For 1.5 million KRW per month:Required Investment=18,000,0000.04≈450,000,000 KRW\text{Required Investment} = \frac{18,000,000}{0.04} \approx 450,000,000 \text{ KRW}

Estimated Portfolio

  • U.S. ETF Portfolio (average yield 3.6%):
    • Investment in VYM and DVY: ~500 million KRW
  • Korean ETF Portfolio (average yield 4.25%):
    • Investment in KODEX High Dividend ETF and TIGER High Dividend Yield 200 ETF: ~400 million KRW